instafundpaySend a request
Send a request$100 - $5,000

One short request, quick reply.

Secured with 256-bit SSL/TLS encryption

Cash before payday, asked the easy way.

Send one short request and a network of lenders and lending partners takes a look. Free to send. No obligation. You decide what happens next.

  • Free, no obligation
  • A network ready to look
  • Takes a minute
How it works

Three taps from question to answer.

No phone calls, no paperwork pile. Just a short request, a quiet review, and a clear next step.

1Tell us the amount2Send your request3Review any offer

One short ask

Pick an amount from $100 to $5,000 and answer a few simple questions. That's the whole form.

A network takes a look

Your request goes to a network of lenders and lending partners, not a single desk. More eyes, less waiting.

The lender decides

If a partner makes an offer, they set the rates, terms, and timing. You see it all before you say yes.

Yours to keep private

Every request travels over 256-bit SSL/TLS encryption and is shared only with the partners reviewing it.

$100-$5,000
Request range
$0
Cost to send a request
Next-day
Many see deposits as fast as the next business day

instafundpay is a free matching service, not a lender. Deposit timing is set by the lender and is never guaranteed. Approval, rates, and terms depend on the lender reviewing your request.

Good to know

Quick, honest answers.

The plain version, before you ask. No fine-print games.

Is instafundpay a lender?

No. We're a free matching service. We pass your request to a network of lenders and lending partners who decide whether to make an offer, and on what rates, terms, and timing.

How much can I request?

Anywhere from $100 to $5,000. You choose the amount when you fill out the short request, and a lender decides what they can offer.

Does it cost anything to ask?

Sending a request is free and there's no obligation. If a lender makes an offer, you review the rates and terms before you accept anything.

How fast might money arrive?

It depends entirely on the lender. Many borrowers see deposits as soon as the next business day, though that's never guaranteed and timing varies.

Is my information protected?

Yes. Your request is sent over a connection secured with 256-bit SSL/TLS encryption, and shared only with the lending partners reviewing it.

Will asking commit me to a loan?

Not at all. A request is just a question. You're free to walk away at any point, and you only move forward if an offer works for you.

Your money question, made simple.

One short request. A network takes a look. Free to send, no obligation, and you stay in control the whole way.

Send my request

Important disclosures

instafundpay is not a lender, bank or loan broker and makes no credit decisions. We operate a free advertising and referral service that connects consumers with third-party lenders and lending partners. We never charge you to send a request and we are not an agent or representative of any lender. Submitting a request is not an offer or guarantee of a loan, a match, or approval.

Short-term loans are intended for short-term financial needs and are not a long-term financial solution. Not every lender can provide the amounts shown, and not everyone who applies will qualify. Loan amounts, APRs, repayment terms and funding times vary by lender and depend on your state of residence and your creditworthiness. A lender may review your credit or verify your information through national databases. Review every offer in full — including the rate and all fees — before you accept.

See our Privacy Policy, Do Not Sell or Share My Personal Information notice, and Unsubscribe page. instafundpay honors Global Privacy Control (GPC) signals.